The US government decided to come up with various mortgage loans to help its citizens afford proper housing after the great depression in the earlier 20th century. This is because after the World Wars, The US strongly established itself as a world super power and would thus provide a safe sanctuary for various immigrants from all corners of the world. The American Dream became one of the Americas strongest mottos of all time. Owning a home or having a permanent roof over one’s head became a strong element of the American Dream. This is why the government had no choice but to come up with several loan programs through various departments in a bid to provide affordable housing to its citizens. These loan programs are offered up to different amounts and with different requirements across different cities in the US. This is because all cities in the US have different living standards and normally record different per capita incomes over the years. Dallas is one of the most populated cities in Texas and this is accompanied by very high living standards. The government-backed loans offered by mortgage lenders in Dallas therefore include:
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